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Finance operations

See the cash decision before it becomes urgent.

Create a repeatable weekly 13-week cash view from current data and finance-owned assumptions.

For founder-led UK businesses whose short-term cash view depends on a fragile spreadsheet or irregular updates. Clerq diagnoses the data, assumptions, ownership and review cadence before recommending any build.

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Plain-English definition

13-week cash-flow forecasting automation refreshes short-term receipts, payments and assumptions in a controlled weekly process owned by finance.

How the Diagnostic tests it

Signs the forecast is not decision-ready

  • The model is rebuilt manually whenever a board or cash question appears.
  • Actual balances, receipts and payments come from different dates.
  • Assumptions are overwritten without a clear owner or change record.
  • Variance analysis happens inconsistently, so forecast bias goes unnoticed.

What the target workflow does

  • Collects agreed actual and forward-looking inputs on a weekly timetable.
  • Maintains explicit assumptions for receipts, payments and recurring items.
  • Compares prior forecast to actual movement and flags material variance.
  • Publishes an approved base case plus defined scenarios for decisions.
Controls and ownership

Automation refreshes the view. Finance owns the forecast.

No system can remove the need to validate timing, uncertainty and judgemental assumptions.

Area
Automated preparation
Human control
Actual data
Refresh balances and agreed transaction inputs.
Finance confirms completeness, date and reconciliation status.
Assumptions
Carry forward approved logic and show changes.
Named owners update and explain judgemental inputs.
Variance
Compare forecast and actual cash movement.
Finance classifies causes and adjusts future assumptions.
Publication
Prepare the weekly view and exception summary.
The authorised owner approves the version used for decisions.
Relevant systems

Connect data without hiding assumptions.

Exact sources are confirmed in the Diagnostic. Systems already within Clerq's stated scope include:

XeroShopifyHubSpotSlack

Start with a two-week Diagnostic.

Clerq reviews the current model, source data, forecast-to-actual process, scenarios and decision cadence. The roadmap separates data fixes from workflow automation.

  • From £2,500
  • No build before the forecast logic is agreed
  • Three months of Run included after Build
See the DiagnosticGet the Sample Diagnostic
Questions

13-week cash flow FAQ

Does this replace the finance team's forecast model?
Not automatically. The Diagnostic decides whether to strengthen the existing model, improve its workflow or build a different solution. Finance remains responsible for the logic and approved output.
Can a forecast be automated if the data is not clean?
Only within clear limits. The roadmap may prioritise source-data and reconciliation work before automating the refresh.
Does Clerq decide accounting or treasury assumptions?
No. Clerq can structure assumptions, ownership and change tracking, but management and finance approve the commercial and financial judgement.
Can we run scenarios?
Yes, where the inputs and decision use are clearly defined. Scenarios should be transparent variations of approved assumptions, not unexplained model outputs.
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Practical guide

How to build a 13-week cash-flow forecast

The weekly structure, assumptions, controls and review cadence.

Read →
13-week cash flow

Build a weekly cash view people can trust.

Start with a 20-minute fit call or review the illustrative Diagnostic first.

Get the Sample Diagnostic